Tom Fleming is a highly qualified Certified Anti-Money Laundering Specialist (CAMS) with over 48 years of experience in both the financial services industry and Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance.
He was the Assistant Director for the Office of Compliance at the Financial Crimes Enforcement Network (FinCEN) responsible for ensuring financial industry compliance with the Bank Secrecy Act.
His 24-year government career included BSA/AML-related compliance and enforcement positions in Treasury Department agencies in which he reviewed, analyzed and advised on BSA regulations, rulings, policies, BSA civil penalty investigations and negotiated civil money penalty settlements.
He worked extensively with regulatory and law enforcement agencies as well as financial institutions and was recognized as an expert and authoritative speaker on BSA/AML issues.
Prior to joining the government, he was a banker and managing officer of a financial institution for over 22 years. In 2013, Mr. Fleming founded Tom Fleming & Associates, LLC to help businesses with banking compliance issues and in 2015 he co-founded Link to Banking and partnered with Kind Financial to develop a software solution to enable banks to confidently serve the cannabis industry.